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Mutual Cheese Factory & Creamery Ins Co
ANNUA REPORT rig December 31st, 1912, of For the Year Endin& The Mutual Cheese Factory and Creamery 10SU nCe Company Of St. Lawrence and ,Jefferson Counties Incorporated under the Laws of 1886, Chapter"573, and 'amendments thereto. Amended certificates as required by section 278 of Chapter 690, entitled "An Act in relation to insur- ance corporations constituting Chapter 38 of the General Law." To the County Clerk of the C .State of New York: The undersigned Officers of the aforegaid Company respectfully submit their Annual Report of the business transacted during the year ending December 31st, 1912. Kinds of Property Insured -Country Stores, Butter and Cheese Factorics and their Con- tents, City Village and Stores and Contents, Churches, High School Buildings, District School Houses, Farm Property and Village Residences, protected and unprotected. Assessment No. 1, March 1, 1912 Record book.,.......... $ 20.00 1000 blanks...........,..... Assessments 45.00 Adding machine........ $ 2,000.00 (a 10, per $1.000 ..............$ 21 ........ 150.00 Five policy books.......:.... 800.0011 5.3 .............. .13 60.00 Policy fees.... 7,500.00 702c " " 5.29 " ... ..,-••••- 105.00 Inspecting factories... ; 600.00 " 232c • • - ° • • • - • • • • • • 14 .. ••••••••••••.... 355.42 Agents' fees....... 4,300.00 58;c " •°°•••......•. 2.53 ........................ .35.17 Stamps and other expenses 86,300.00 1194 c " „ • • • ' • • • 81.12 ........... . ... • 82.87• 812 813.00 94 c ...... 764.04 $853.46 $853..46 Assessment No, 2, March 22, 1912 Stamps ..................................$ 10.00 Policy fees ............................... Assessments 53.00 Inspecting factories 6,000.00 @ 18 c per $1,000 ............$ 1.09 :............ 111.96 Sarah Millar 6,200.00 27 c ••-••••••••• 1.69 .........• _.... 1,180.00 Adjusting losses 4,750.00 203c " " 98 "' .... .... 42.00 Agents' fees 8,500.00 $1.23 . •-.-.... .. 10-46 ........................:.. 97.34 Appointing agents ....................... 24.36 5,000.00 41 c ". .••.• 2.05 4,300.00 $1.02 <` ............ 4.40 96,300.00 " 1.64 ............ 157.93 817,113.00 " 1.64 " .. ........... 1,340.06 $1,518.66 -- $1.51h.66 Assessment No, 3, May 15, 1912 E. L. Jones ............... ..........$ 400.00 E. J. Moore........ Assessments ................ 25.00 .._... Agents' fees.................. $ 1,600.00 @ 18-' c $ s per 1,000.:......... $ 3,03 . ...... .... 104.79 Appointing agents. 12,350.00 `' 214c " " ... 2.62 '"""" .............. 20.35 Policy fees 16,400.00." 283c 4.64 •�•�••••�� ............................... 503.00 Inspecting factories.........:.............. 16,500.00 $1.272" 21.04 466.42 On auto 15,475.00 " 422c .•.......•.. 6.59 ............:................._... Stamps and other expenses ............. 32 .00 56.40 10,300.00 " $1'06'" ... • • • • _ , . . 10.94 823,573.00 " $1.70 ............ 1,400.07 268,250.00 1.70 << ............ 456.03 $1,904,96 $1,904.96 Assessment No, 4, July 1, 1912 John H. Wulff ..........................$ 35.00 Agents' fees Assessments ............................ ••.... 118.73 Atlas ..................... $ 19,050.00 @ 31 7-9c per 1,000...........$ 6.07 P $ On auto . - _ " " ' 18.50 13,850.00 " 35;c " " ....... 4.96 .... 500.00 A. E. DeGarmo....... 25,870.00 472c 3 • • . • .. • • • • . 12.35 15.00 C. A. Stoddard 23,355.00 713c 1E.73 ........... ................ ••••••••• 3.50 W. F. Dolliger........... 25,400.00 `` $2.143 ..... 54.48 ' • • • . •••••••••••.•.. 22.00. Agents' fees 11,900.00 1.78; 21.29 ........... ............. .•............ 79.29 Henry McAdam 1,18;,862.00 " 2.86 `• °` ........... 2,380.12 ......................... 825.00 Policy fees.. , • • • , 307.00 Independent Creamery .................. 1,125.00 B. D. Richards........ ...... 20.00 Inspecting factories .................... 241.22 Adjusting losses ........................ 44.00 Stamps, Etc ............................ 73.76 $3,496.00 $3,496.00 Assessment No. 5, August 15, 1912 Mrs. G. A. Ward .............. .....$ 1,000.00 Assessments R. Stevenson ......_........ 25.00 $ Policy fees 27,200.00 97ic @ - per $1,000...........$ 26.52 .............................. 102.00 Inspecting fa tones.......;. 14,700.00 814c " ...... 11.95 •••••••••.-. 349.15 Agents' fees 28,737.00 323c `� ........... 9.33 ............................ 63.22 W. B. Child 28,920.00 2i3c ..... 6.26 ......... .................. 20.00 Harvey Miller 15,650.00 16;c " " 2.54 ........... ...... 18.00 Stamps, Etc -_ 24 356.00 14 4-9c " •�_ _ ........... 3.55 ............................. 47.85 1,196,207.00 $1.30 ........... 1.565.07 $1,625.22 $1,625.22 Assessment No. 6, October 1, 1912 A. E. Briggs...................... .........$ 2.00 Joseph Rice ............................. Assessments 4.20 Agents' fees $846,657.0050 c @ per $1.000.:... .... $ 423.33 ............................... 119.81 Policy fees......... 339,450.00 50 c I •••• 169.73 .......... ... 63.00 Inspecting factories 27,200.00 372cI • " '•'•• 10.20 ........................ 403.70 Stamps, Etc........ 15,700.00 314c ............. 4.91 ....................... 25.77 30,887.50 122c .......... 3.86 34,770.00 83c " ....... 2.90 17,650.00'" 61c 1.10 28,300.00 " 5 5-9c . ............. 1.57 3,500.00 " 25 c " ............. .88 $ 618.48 $ 618.48 s Assessment No. 7, $november 15, 1912 O. L. Taylor ...............................$ 10.00 Assessments S. A. Webber .............................. 3.00 $853;532.00(iia 42 c per $1,000...,........$ 358.48 J. Karlin .................................. 5.00 301,045.00 42 c ............ 126.44 Policy fees ................................. 73.00 32,250.00 31zc ............ 10.15 Agents' fees ..................... ......... 44.15 17,850.00 " 261c ............ 4.69 Inspecting factories ........................ 278.83 34,062.00 " lOZc ............ 3.58 G. E. Hogue .............................. 2.50 40,270.00 7 c ............ 2.82 Postal cards ............................... 2.00 32,000.00 43c ............ 1.59 Geo. C. Widrick ........................... 91.91 21,950.00 5 1 c ............ 1.15 3,500.00 , 21 c ............ .73 2,000.00 " 29 4-10c" ............ .59 2,000.00 " 84e - ............ .17 $510.39 $510.39 Assessment No. 8, December 31, 1912 Fitch Bron.....................::........$1,000.00 Assessments Fitch Bros ............................... 119.00 $863,492.00 @ $4.00 per $1,000............$3,453.97 Adjusting losses ......................... 22.00 185,050.00 " 4.00 `` ............ 740;20 W. H. Rice .............................. 1,179.00 32,400 00 " 44 4-9c " ............ 14.40 W. H. Rice .............................. 728.16 26,350.00 `r 50 c " ............ 13.18 Adjusting loss ....., .. . .................. 29.00 40,720.00 " 663c ............ 27.15 Moving safe........ .............. 12.00 34,562.50 `` $1.00 " ............ 34.57 ....... J. A. Finnigan............ ........ 25.62 3,500.00 `` 2.00 " ............ 7.00 Book case ............................... 6.00 36,450.00 " 3.00 " ............ 109.35 Ray G. Mills ............................. 325.00 19,450.00 2.50 ............ 48.63 Adjustsng loss.............. ..... 23.00 2,000.00 " _833c ............ 1.67 i Inspecting factories ...................... 302.06 Agents' fees ............................. 120.59' Policy fees ............................... 74.00 Joseph Lecuyer.......................... 450.00 Stamps, Etc ............................. 40.35 $4,445.72 $4,445.72 Rate of insurance on the different kinds of property per $1.000, for the year ending December 31st, 1912: Butter and Cheese factories and contents ...........................per $1,000....$13.36 C otintry Stores .............. ..... ...... ............ .... 10.02 _..:_____-City and 4-illage Stores, protected-. >- .....: ...... . -.. :....:::...:. ---_ -&8-------- Stock in Village Stores, protected ................................. .. 8.35 Churches, High School buildings and farm residences., ............. .... 2.223 Farm Barns, Etc .. ...... ........ ............... ........ 3.34 Village Residences, protected...... ... ........... . ........ .. 1.484-9 j Village Residences, unprotected ................................... 1.67 District School Houses .............. ................ ...... . " .... 2.2''3 Number of policies written during year 1912 ...................................... .1280 Amount of insurance written during year ;912 ................................$1,494,219.50 Receipts for Year Ending December 31, 1912 Advance on $ 365,100.00 Cheese Insurance ........ .... .. ....... ... .$ 5,476.50 it " 949,632.0.0 Factory Insurance.......... .................. . 18,992.64 " 34,000.00 Village Insurance, Protected ........................... 226.67 " 26.350.00 Village Insurance,Unprotected ......................... 197.63 " 42,1,.70.00 Church and School Buildings ........................... 420.70 " 38,500.00 Country Stores ....... ...... ..................... 577.50 " 3,500.00 City Stores ........................................... 35.00 " It 19,450.00 Stock in Stores ....................................... 243.12 - " 2,000.00 Church, special rate ................................... 25.00 " 2,000.00 Store, special... .................................. 28.00 " 34,562.50 Farm Buildings ....................................... S18.44 $26,741-20 Disbursements for Year 1912 Losses by Fire and Lightning ..........................................$ 8,633.27 Inspecting Factories........ 2,508.76 Policy E ees.. ........ ...... ......................................... 1,280.00 Adjusting Losses ............................................................. 160.00 Paid on Auto.... ................................................... 829.00 Stamps, Printing and other expenses .......................................... 570.83 Adding Machine ... ........... ............ 150.00 Agents' Fees ............................. ..... ..... 851.09 ... ... .. .. .. Butter and Cheese Insurance cancelled and rebates returned .................... 2,671.50 Factory Insurance cancelled and rebates returned ............................... 91.79 Village Insurance cancelled and rebates returned ................................ 10.67 Church Insurance cancelled and rebates returned ............................... 13.50 Country Store Insurance cancelled and rebates returned ......................... 30.09 Balance ............. .................................................... 8,940.79 $26,791.20 STATE OF NEW YORK I j� ss. ST. LAWRENCE COUNTY, ) I, C. E. Giffin, President, Geo. A. Lalone, Secretary, and C. F. Clark, General Manager of the Mutual Creamery and Cheese Factory Insurance Company, being severally duly sworn do depose ani say that the foregoing report of the above company of its business for the year ending December 31st, 1912, is correct according to their best knowledge and belief. President. Secretary. `t General Manager. Sworn and subscribed before me this ...... day of. ....... .1913 ........... J Notary Public. 3`t l